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How do I apply for an overdraft?

You can apply to increase or decrease your existing overdraft limit or apply for a new overdraft using the online application or through the mobile app.

If you are an Anytime Internet Banking customer and complete the form using your log in details, we complete many of the fields for you. All you need to do is specify the overdraft that you wish to apply for (this is the new full amount not just the increased or decreased amount).

If your request has been successful, we will then confirm our decision and apply the new overdraft limit within 48 hours.

Alternatively, you can open your mobile app and select the Products menu option to find out more about increasing, decreasing, removing or adding an overdraft.

You can contact us or visit your local branch to discuss your overdraft requirements.

Telephone banking
1 850 424365 (Overseas +353 18047475)
Minicom: 1800 924 615
Open 24 hours a day.
Calls may be recorded.

Please have your Customer Number and PIN ready as this will enable your call to be answered faster and more securely. These are the same details you use to log in to Anytime Internet Banking.

Ulster Bank branch locator
Find your nearest branch using our branch locator (opens in a new window).