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For help with Interest Rates please see the definitions below:

Annual Equivalent Rate (AER):This is a notional rate used for interest bearing accounts which illustrates what the interest would be paid and compounded each year. It helps you compare the effective rates of credit on different account.

Gross Rate: This means the Interest Rate you are paid before the deduction of income tax.

Net Rate: This means the Interest Rate you are paid after the deduction of income tax.

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