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I have a joint account; will each party receive the Cross-Border Payments SMS message?

For debit card users, the SMS message will only be sent to the person whose name is on the debit card which was used for the transaction.

For credit card users, the SMS message will only be sent to the primary account holder of the account. E.g. If the additional credit card holder on the account uses their card in a non-EEA currency, the Cross Border SMS message will be sent to the primary account holder.