There are different payment limits depending on which type of customer you are and the type of payment you are making.
Paying someone else
You can manage your own personal payment limits within Anytime Internet Banking or payments made from your personal account to someone else via Anytime Internet Banking, the Mobile app and Open Banking.
To change your personal payment limits, please visit the 'Manage my payment limits' section within Anytime Internet Banking.
The maximum limit you can set for payments via Anytime Internet Banking, the Mobile app and Open Banking per working day is:
- Personal customers - €25,000.00
Business customers
The limit for payments via Anytime Internet Banking and the Mobile app per working day is €50,000.00
Bill Payments
Anytime Internet Banking and the Mobile app hold a list of the most popular and frequently used utility, local authority and credit card companies. We call these Bill Payments.
When paying someone new, type in the company name and we will display a list of Bill Payments. You will then be able to select the payee and that will pre-populate their account number and sort code for you.
The limit for Bill Payments via Anytime Internet Banking is:
- Personal customers - €25,000.00
- Business customers - €50,000.00
The limit for Bill Payments via the Mobile app is:
- Personal customers - €25,000.00
- Business customers - €50,000.00
Need to make a payment for a higher amount?
You can set up separate payments over a number of days. Alternatively you can arrange a large value SEPA payment via the branch, however there is a fee for this service.
If you are a business customer who regularly makes payments above €50,000.00 then Bankline (opens in a new window) may be better suited to your needs.
To make a payment from the Mobile app for more than €1000, you'll need to have made at least one payment to that payee using Anytime Internet Banking
Payments via telephone banking are limited to €10,000.00.
The limit for personal customers is per person not per account. Payments made on a Saturday, Sunday or Bank Holiday will form part of the next working day's allowance.
If a party to a joint account makes a payment to someone else from that account, it will also affect the daily limit of the other signatories on the account. For example, if you sent €25,000.00 from your joint account, it would affect the daily limit of your other accounts you see on Anytime Internet Banking.